Joe Can Ltd

    Fractional finance direction and commercial governance

    Finance director level support for SMEs that need proper management accounts, cashflow control, financial process and board grade reporting, without carrying a full time finance director. Delivered by Joe Can Ltd alongside the systems that produce the numbers in the first place.

    Quoted to scope — request a quote

    Management accounts and reporting

    Monthly management accounts, margin analysis and job level reporting that tell you what the business actually earned, not just what it invoiced.

    • Monthly management accounts
    • Margin and job costing analysis
    • Budget versus actual reporting
    • KPI packs for owners

    Cashflow and working capital

    Rolling cashflow forecasting, debtor and creditor discipline, and the working capital planning that keeps growth from starving the bank balance.

    • 13 week rolling cashflow
    • Debtor and payment discipline
    • Working capital planning
    • Funding and facility preparation

    Financial controls and process design

    Approval limits, purchase controls, reconciliation routines and a clean month end that removes the guesswork and the risk.

    • Approval and authority limits
    • Purchase and expense controls
    • Month end close routine
    • Audit and accountant readiness

    Board and owner reporting

    Clear reporting for boards, investors, lenders and owners, written so non finance readers can act on it.

    • Board and investor packs
    • Lender and funder reporting
    • Commercial governance framework
    • Decision ready commentary

    Systems built to produce the numbers

    The difference here: we build the systems that generate the data, so reporting is a by-product of how the business operates rather than a monthly rebuild in a spreadsheet.

    • Job, quote and invoice data capture
    • Admin dashboards feeding the numbers
    • Stripe and payment reconciliation
    • Automated internal reporting

    Who delivers it

    Joe Norman is a finance professional who has worked across the energy, utilities and property sectors, including at finance director level. That background shapes how Joe Can Ltd builds: systems are designed around the numbers a business actually needs — margins, cashflow, job costs and reporting — rather than around a website template.

    Need finance direction without a full time hire?

    Tell us where the business is and what decisions are coming. We will set out a practical scope and send you a quote.