Fractional finance direction and commercial governance
Finance director level support for SMEs that need proper management accounts, cashflow control, financial process and board grade reporting, without carrying a full time finance director. Delivered by Joe Can Ltd alongside the systems that produce the numbers in the first place.
Quoted to scope — request a quote
Management accounts and reporting
Monthly management accounts, margin analysis and job level reporting that tell you what the business actually earned, not just what it invoiced.
- Monthly management accounts
- Margin and job costing analysis
- Budget versus actual reporting
- KPI packs for owners
Cashflow and working capital
Rolling cashflow forecasting, debtor and creditor discipline, and the working capital planning that keeps growth from starving the bank balance.
- 13 week rolling cashflow
- Debtor and payment discipline
- Working capital planning
- Funding and facility preparation
Financial controls and process design
Approval limits, purchase controls, reconciliation routines and a clean month end that removes the guesswork and the risk.
- Approval and authority limits
- Purchase and expense controls
- Month end close routine
- Audit and accountant readiness
Board and owner reporting
Clear reporting for boards, investors, lenders and owners, written so non finance readers can act on it.
- Board and investor packs
- Lender and funder reporting
- Commercial governance framework
- Decision ready commentary
Systems built to produce the numbers
The difference here: we build the systems that generate the data, so reporting is a by-product of how the business operates rather than a monthly rebuild in a spreadsheet.
- Job, quote and invoice data capture
- Admin dashboards feeding the numbers
- Stripe and payment reconciliation
- Automated internal reporting
Who delivers it
Joe Norman has nearly twenty years in finance and operations — ten of them at EDF Energy on regulated energy and government efficiency schemes, then Northern Powergrid, the NHS, and finance manager and finance lead roles across retrofit, renewables, property compliance and multi-entity SME groups. That background shapes how Joe Can Ltd builds: systems are designed around the numbers a business actually needs — margins, cashflow, job costs, aged debt and reporting — rather than around a website template.
Need finance direction without a full time hire?
Tell us where the business is and what decisions are coming. We will set out a practical scope and send you a quote.